Services

You have worked hard, saved dutifully for retirement, and are ready to enjoy the fruits of your labor. Have you done enough to provide for the next 20 to 30 years?

The reality is that saving, or the accumulation phase, is just the beginning. All of the money you’ve saved is insignificant if you don’t have a plan in place for spending and maintaining it. At Puget Sound Retirement Services, our purpose is to help you preserve your wealth today so that you are able to enjoy it tomorrow.

Some of our services include:

Distribution Planning

How you withdraw from your retirement accounts matters just as much as how high you’ve built them. By working together to identify your retirement expenses and income needs, we can develop a strategy designed to answer the questions, “From which account?” and “When?”

RMD Strategies

If you have qualified retirement accounts such as a traditional 401(k) or IRA, you’re required to take annual minimum lifetime distributions from these accounts when you reach age 70 ½. These mandatory distributions are known as required minimum distributions (RMDs) and can reduce your ability to manage your tax liability. Depending on your own goals, we can work alongside tax professionals and estate planning attorneys to develop a plan to address your planning and tax implications.

Asset Allocation

A well-allocated portfolio can be one of the most effective ways to realize your long-term goals. To fine-tune your asset allocation, we spend time to get to know you so that we can gain an understanding of your goals, risk tolerance, and time horizon.

 

Retirement planning doesn’t have to be complicated. Let us help you make sense of your options.

Please complete the above questionnaire and bring with you to your first meeting.